Important Legal Disclosures & Information

Disclaimer: This website (“Site”) and the information it contains are in connection with unsecured, closed-end personal loans referred by Granite Bay Financial. All loan requests made to Granite Bay Financial through this Site are funded by a third parties. Granite Bay Financial has no control over any participating lenders’ creditworthiness eligibility criteria. APR/interest rates will vary depending on your specific circumstances and each individual lender’s terms, and range from approximately 4.99%–35.99% as determined by the lender you are matched with. Loan amounts may range from $2,000 -- $100,000. The Loan repayment period can range from 6-months to 60-months. Not all who submit a request for a form on this Site will qualify for a loan, the lowest interest rate on a loan, or the maximum loan amount. Excellent credit is required for any loan on best terms.

Granite Bay Financial does not endorse any participating lenders or brokers, and will not charge you for referring you to a participating lenders. Granite Bay Financial is not a lender or creditor, and does not act as a lender, loan broker, debt relief or settlement provider, or a credit services organization. Granite Bay Financial merely performs research related to its network of lenders and refers you to participating lenders with whom you then deal directly. For details or questions concerning the specifics of a particular loan offer, please contact the relevant lender. lenders may perform credit checks in order to evaluate your eligibility for a loan or to determine the interest rate and loan amount. Granite Bay Financial does not guarantee that a lender to whom your information is referred to will be willing to offer you a loan, and you acknowledge that Granite Bay Financial does not have any obligation to refer you to another loan provider. This service is not available in all states and does not constitute an offer or solicitation for loan products that are prohibited by any state law. Void where prohibited.

Lenders we refer to you may be unable to extend credit if the lender determines that you do not meet, or no longer meet, the criteria for which you were initially approved for a loan offer, and you acknowledge that Granite Bay Financial has no control over such decision by a lender. Loan approval is subject to verification and confirmation of certain information, including, but not limited to, your identity, credit history, and acceptance by the lender. Relevant lenders may request verification of relevant information, including income, employment, or other information. Your APR will be determined based on verification of your credit worthiness and other criteria at time of completing the lender’s loan application.

** In order to check your loan options with the lenders in Granite Bay Financial’s network, Granite Bay Financial will perform a “soft” credit pull, which will not affect your credit score, to review your credit report information. Granite Bay Financial will use the information obtained from this soft credit pull to determine the options available to you. If you decide to proceed with one of the available loan options, and choose to complete a loan application with the lender, the lender will request your full credit report from one or more of the consumer reporting agencies. This is considered a “hard” credit pull and may affect your credit score.